What we can do for you?

We are pleased to advise you that your account has been referred to us to be managed on behalf of our client. We are keen to contact you to help you get your account moving in a positive direction.

We would like to carry out an assessment of your financial circumstances with you, to see if you are in a position to make regular affordable repayments towards your outstanding balance.

You can make payments by the method most convenient to you - choose from: direct debit, standing order, continuous card payment authority, via our telephone payment line, bank giro credit or by card securely on line at www.dmpay.co.uk

What is the debt for?

Debt Managers (Services) Ltd is a debt collection agency. Your account may be with us because you may have stopped paying your account altogether or not kept up with the minimum monthly contractual payment. Your lender or service provider will usually have attempted to recover the money you owe which may have included action by another debt collection agency. Your account may be with us because a satisfactory outcome has not been reachedYour lender or service provider would have attempted to contact you when you first fell behind with your payments. They may have spoken with you quite recently or indeed their attempts to contact you might have been unsuccessful.Their lack of contact and collection has resulted in your account being passed to us.

If you are unsure what the account in question relates to or you think that the account has already been paid in full, please contact us immediately on the number shown on the correspondence that you have received from us. Please quote your account reference number when you speak to us. Our staff will be happy to help you with your enquiry.

If you are already managing your account via a third party organisation just let us know and we will deal with them directly at your request. All you need to do is give us your permission, their contact details and your reference number - we will do the rest.

What will happen if I don't pay?

If you are not in a position to make regular affordable repayments at this time we can point you towards independent and free advice on how to deal with your finances. Whatever the outcome of the assessment of your situation is we want to help you to take some positive action to help improve your circumstances.

Where can you get debt related advice and support?

If you need independent advice on any debt related matter, please contact the following organisations who will be happy to help you.

StepChange Debt Charity - provide a free, leading debt advice service.
Tel: 0800 138 1111 or visit their website at: www.stepchange.org

Citizens Advice Bureau (CAB) - provide free, confidential and impartial advice on a range of matters including money and advice.
To find your local CAB office please call 0844 411 1444 or visit their website at: www.citizensadvice.org.uk

The National Debtline - a helpline that provides free confidential and independent advice on how to deal with debt problems.
Tel: 0808 808 4000 www.nationaldebtline.co.uk

Money Advice Scotland - can provide details of free, local money advice agencies in Scotland.
Tel: 0141 572 0237 www.moneyadvicescotland.org.uk